Notice Intelligence — Tangram AI × Congruent CORE

Compliance Dashboard

Midwest Benefits Corp · 14 plans · March 25, 2026

Open Notices

12

↑ 3 from last week

Overdue / At Risk

3

Immediate action required

Due in 7 Days

4

Next: Apr 2 (DOL NOV)

Penalty Exposure

$64,200

If no action taken today

Recent Activity

AI classified DOL Notice of Violation — Westbrook Manufacturing

ERISA §406 late deposit · Confidence 97% · VFCP recommended · 2h ago

DOL EBSA investigation received — Riverside Hospitality Group

IDR package required by Apr 14 · Assigned M. Patel · 5h ago

Response filed: IRS CP283 — Coastal Medical Group

Penalty abatement request submitted via IRS e-Services · Yesterday

Deadline warning: DOL investigation — Greenfield Logistics

Response due in 4 days · Currently unassigned

IRS Form 5330 notice — Harbor View Financial

Excise tax on late deposit · IRC §4975 · AI draft ready · Mar 22

Notice closed: DOL DFVC — Summit Retail Partners

Late filing corrected, penalty waived ($3,750 saved) · Mar 20

Exposure by Agency

DOL Civil$41,700

IRS Penalties$17,500

AI abatement forecast~$48K

AI Engine Today

47

Processed

3.4s

Avg time

94.2%

Accuracy

0

Missed deadlines

Notice Inbox

Verified US 401(k) notice types · Click any row for AI analysis

All 12

Urgent 3

DOL 5

IRS 7

AI classified: 11/12Avg confidence: 94%

Priority	Notice Type	Plan	Received	Deadline	Days Left	AI Conf.	Status	Assigned
Urgent	DOL Notice of Violation Late Deposit · ERISA §406(a)	Westbrook Manufacturing 401(k) EIN 82-4510293	Mar 18	Apr 17	24 days	97%	Action Required	SC S. Chen
Urgent	DOL EBSA Investigation Civil Investigation · IDR	Riverside Hospitality Group 401(k) EIN 47-8823401	Mar 15	Apr 14	21 days	94%	In Review	MP M. Patel
Urgent	DOL EBSA Audit Document Request (IDR)	Greenfield Logistics 401(k) EIN 93-2241785	Mar 20	Mar 28	4 days	91%	Overdue Risk	Unassigned
High	IRS CP283 Form 5500 Late Filing Penalty	Coastal Medical Group 401(k) EIN 65-1023847	Mar 10	Apr 9	16 days	98%	Draft Ready	JK J. Kim
High	IRS Form 5330 Excise Tax · Late Deposit IRC §4975	Harbor View Financial 401(k) EIN 34-8820011	Mar 5	May 4	41 days	96%	In Review	TR T. Ross
Normal	DOL VFCP Letter Voluntary Correction Program	Summit Retail Partners 401(k) EIN 71-3301045	Mar 19	May 18	55 days	93%	Draft Ready	MP M. Patel
Normal	IRS EPCRS Letter Self-Correction Required	Tech Innovations 401(k) EIN 77-1234567	Mar 22	Apr 21	28 days	89%	Action Required	SC S. Chen

Showing 7 of 12 notices · Load more

Workflow Board

Kanban pipeline · drag-and-drop

📥 New

3

Tech Innovations 401(k)

IRS EPCRS · Self-Correction

Due Apr 21

SC

Sunrise Dental 401(k)

IRS CP283 · Form 5500

Due May 10

JK

Alpine Construction 401(k)

DOL General Inquiry

Due Jun 2

Unassigned

🤖 Classified

2

Westbrook Manufacturing

DOL NOV · ERISA §406 · 97%

Due Apr 17

SC

Summit Retail Partners

DOL VFCP · 93%

Due May 18

MP

👁 In Review

3

Riverside Hospitality

DOL EBSA Civil Investigation

Due Apr 14

MP

Harbor View Financial

IRS Form 5330 · §4975 Excise

Due May 4

TR

Greenfield Logistics

DOL EBSA Audit IDR

Due Mar 28

Unassigned!

✍️ Drafted

2

Coastal Medical Group

IRS CP283 · $12,500

Due Apr 9

JK

Summit Retail Partners

DOL VFCP Application

Due May 18

MP

✅ Closed

2

Harbor View Financial

DOL DFVC · Late 5500

Closed Mar 20 · $3,750 saved

Bright Star Staffing

DOL NOV · Late Deposit

Closed Mar 15 · VFCP filed

Greenfield Logistics DOL audit response due in 4 days — currently unassigned.

Live Monitoring Engine Active

47 notices · Mar 2026 run IRS · DOL EBSA · DOL VFCP · DOL DFVC

47

Processed today

3.4s

Avg classify time

94.2%

Accuracy

5

In pipeline

100%

SLA compliance

AI Processing Pipeline — Live

📥

Ingest

12

›

🔍

OCR

8

›

🏷

Classify

7

›

⚡

Risk Score

6

›

✍️

Draft

5

›

👤

Assign

4

›

✅

Ready

3

Live Monitoring FeedAuto-updates every 6s

⏱ Upcoming Deadlines

Mar 28

Greenfield Logistics DOL

3 days ⚠

Apr 9

Coastal Medical IRS

16 days

Apr 14

Riverside Hospitality

21 days

Apr 17

Westbrook Mfg DOL

24 days

Apr 21

Tech Innovations

28 days

May 4

Harbor View IRS

41 days

SLA Performance

Avg intake → classify3.4s

Avg classify → draft18 min

Avg draft → assign4 min

Missed deadlines (2026)0

Agency Hub

Regulatory intelligence · IRS · DOL EBSA · VFCP/DFVC

AGENCIES

IRS

CP series · Form 5330 · EPCRS

DOL EBSA

Investigations · NOV · IDR

DOL VFCP / DFVC

Voluntary Correction

IRS — Internal Revenue Service

Primary federal tax authority for 401k plans. Issues penalty notices, excise tax assessments, and self-correction correspondence under IRC Chapter 43.

Tax Authority CP Notice Portal Form 5330 EPCRS e-Services API

DATA SOURCE	ACCESS TYPE	METHOD	CADENCE
CP Notice Portal irs.gov/cp-notices	Web Scrape	RSS / Atom	As published
IRS e-Services la.www4.irs.gov	API + Scrape	REST API	Real-time
Form 5330 (§4975 / §4979) irs.gov/form5330	Web Scrape	HTML parse	Quarterly
EPCRS Rev. Proc. 2021-30 irs.gov/retirement-plans	Web Scrape	RSS / HTML	As updated
CP283 — Late Form 5500 EFAST2 portal	SFTP + API	REST API	Daily batch

7

Open IRS notices

$15,400

IRS exposure

98%

Classification accuracy

DATA SOURCE	ACCESS TYPE	METHOD	CADENCE
EBSA OFAS Portal askebsa.dol.gov	Web + API	REST API	Real-time
DOL eSCAS (Form 5500) efast.dol.gov	Web Scrape	HTML parse	Daily
EBSA Notice of Violation ERISA §406(a) letters	Postal + Portal	OCR ingest	As received
IDR Document Requests Investigation correspondence	Postal + Email	OCR ingest	As received

PROGRAM	ACCESS TYPE	METHOD	CADENCE
VFCP Online Calculator dol.gov/agencies/ebsa/vfcp	API + Web	REST API	As filed
DFVC Program Portal efast.dol.gov/dfvc	Web + SFTP	RSS / HTML	As filed
Correction Confirmation Letters DOL approval correspondence	Postal + Email	OCR ingest	As received

Plan Directory

Midwest Benefits Corp · 14 plans · CORE-managed

All Plans

With Open Notices

Safe Harbor

Westbrook Manufacturing 401(k)

EIN 82-4510293 · Safe Harbor

Participants

312

AUM

$18.4M

Last 5500

Jul 2025

TPA Since

2019

Plan MgmtPayroll Mapper1099R/5500Compliance Test

⚠ 1 open notice

Riverside Hospitality Group 401(k)

EIN 47-8823401 · Traditional

Participants

847

AUM

$42.1M

Last 5500

Jul 2025

TPA Since

2021

Plan MgmtEligibilityLoansDistributionsRKaaS

⚠ 1 open notice

Coastal Medical Group 401(k)

EIN 65-1023847 · Safe Harbor

Participants

156

AUM

$8.2M

Last 5500

Jul 2025 ⚠

TPA Since

2022

Plan Mgmt1099R/5500Compliance Test

⚠ 1 open notice

Greenfield Logistics 401(k)

EIN 93-2241785 · Profit Sharing

Participants

203

AUM

$9.7M

Last 5500

Jul 2025

TPA Since

2020

Plan MgmtPayroll MapperDistributions

⚠ 1 open notice · URGENT

Harbor View Financial 401(k)

EIN 34-8820011 · Traditional

Participants

428

AUM

$31.5M

Last 5500

Jul 2025

TPA Since

2018

Plan MgmtEligibilityLoansPlan HealthRKaaS

⚠ 1 open notice

Summit Retail Partners 401(k)

EIN 71-3301045 · Safe Harbor

Participants

189

AUM

$11.2M

Last 5500

Jul 2025

TPA Since

2023

Plan MgmtPayroll MapperCompliance Test

✓ No open notices

Showing 6 of 14 plans · Load more

Plan data sourced from Congruent CORE v2.1 (Plan Management, Eligibility, Payroll Mapper, Compliance Testing, 1099R/5500). Notice Intelligence powered by Tangram AI.

Penalty Reports

Midwest Benefits Corp · Client-level penalty exposure and abatement outcomes

$64,200

Total exposure this quarter

$48,000

AI-forecast abatement

$23,750

Saved YTD (abatements won)

Penalty Exposure by Quarter (2025–2026)

$32K

Q1'25

$41K

Q2'25

$28K

Q3'25

$37K

Q4'25

$64K

Q1'26

DOL Civil

IRS (CP283 + Form 5330)

Current Quarter Breakdown

DOL EBSA Investigation$41,700

IRS CP283 (Form 5500)$12,500

DOL NOV (Late Deposit)$7,100

IRS Form 5330 (§4975)$2,900

Notice History — Abatement Outcomes (by plan)

Plan	Notice Type	Original Penalty	Period	Abatement	Outcome
Harbor View Financial	DOL DFVC (Late 5500)	$3,750	Q4 2025	Abated 100%	$3,750 saved
Bright Star Staffing	DOL NOV (Late Deposit)	$1,840	Q3 2025	VFCP Filed	Penalty waived
Coastal Medical Group	IRS CP283 (Form 5500)	$12,500	Q4 2025	Pending	Filed Mar 14
Westbrook Manufacturing	DOL NOV (Late Deposit)	$2,847	Feb 2026	Pending	In preparation
Riverside Hospitality	DOL EBSA Investigation	$41,700 risk	2025	In Review	IDR compiling

AI Accuracy

Midwest Benefits Corp · Notice Intelligence Engine performance metrics

Overall Classification Accuracy

94%

94.2%

Overall accuracy (847 notices YTD)

↑ 2.1% vs. Q4 2025 baseline

0 missed deadlines in 2026

Processing Speed

Avg. classification time3.4s

OCR + parse0.9s

Entity extraction0.7s

Risk scoring0.4s

Draft generation1.4s

vs. 45–90 min manual review per notice

Accuracy by Notice Type

IRS CP283 — Form 5500 Late Filing

98%

DOL Notice of Violation (Late Deposit)

97%

DOL EBSA Civil Investigation

96%

IRS Form 5330 — §4975 Excise Tax

94%

DOL VFCP / DFVC Correspondence

93%

DOL EBSA Audit (IDR)

91%

IRS EPCRS Self-Correction

88%

Data sourced from 847 notices processed YTD across Midwest Benefits Corp's 14 plans. Accuracy validated against human expert classification. False positive rate: 1.8%.